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Century 21 Home Loans
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Finding the Right Home Loan



For most people a home loan is a major financial commitment. So obviously, it's important to ensure you choose the right loan to suit your long-term goals. However, because your requirements may change over time, it's important to find a loan with the flexibility to change with you, both now and in the future.

That's why, when choosing the ideal home loan for you, you should consider the following questions:

What are your home loan priorities?



A fixed or variable interest rate?

  • - Do you want to know for certain what your repayments will be over the next few years or are you more flexible?
  • - Would you prefer a combination of both?
  • - Do you want the option to make additional repayments without penalty?
  • - Do you want competitive interest rates with minimal fees and charges?


  • Flexibility

  • - Do you require a 100% offset facility so any savings you have can be used to reduce your home loan interest payments?
  • - Would you like to redraw available funds free of charge at any time?
  • - Do you need the ability to increase or change your loan in the future?
  • - When you move again, do you want to take your loan with you?


  • Accessing your home loan

  • - Do you require internet and phone access for enquiries and transactions on your home loan?


If you've answered 'yes' to some or all of these questions, you'll find there's a home loan that's right for you in the range of Loan Types available through CENTURY 21 Home Loans.

Click here to learn more about the purchase process.